Download The Economics of Aging: Seventh Edition by James H. Schulz PDF
By James H. Schulz
Still the definitive e-book at the topic, this quantity has been completely revised to hide speedily altering facets of the economics of getting older. It offers an in-depth exam of the nation's evolving deepest and public guidelines on retirement, pension, and future health, together with, for example, the dramatic adjustments in employer-sponsored pensions. New awareness is given to the retirement of child boomers and the monetary scenario of older ladies, a lot of whom nonetheless reside in poverty. different themes additional to this version contain the proposed new manner of measuring poverty, new financial implications of demographic getting older, the concept that of `productive aging', an replace on opposite annuity mortgages, hybrid pension plans and pension privatization, and present details on Social defense. This hugely readable e-book is key for everybody focused on gerontology.
A thorough, wealthy, and present paintings, this e-book is the main entire source on hand for college students, policymakers, researchers, human source administrators, and in brief, all who've a private or expert curiosity within the crucial questions dealing with the transforming into getting older inhabitants within the usa. It examines adjustments in retirement styles, difficulties of older employees, and the complexity of retirement education, in addition to 401-k wellbeing and fitness bills and the entire courses affecting monetary security.
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Extra resources for The Economics of Aging: Seventh Edition
Sample text
Policy Center on Aging, Heller School, Brandeis University, 1993), Table 2. families share in the general, long-run economic growth of the country. " It is this ability to keep up that we will now focus on. In addition to the aged who find their income near or below the poverty level, there are other aged whose earnings during the working period allowed them to maintain a comfortable living standard but whose retirement incomes have dropped far below their pre-retirement levels. This decline in living standards in retirement has become increasingly unacceptable in the United States.
A major problem in estimating the impact of in-kind benefits on economic status is determining The Economic Status of the Aged 29 Table 1-13 Aged Poverty When the Income Definition Is Changed, 1992 Definition of Income Percent in Poverty Income before taxes: 1. 9 Income after taxes: 2. 8 3. 9 4. 5 5. 4 6. S. S. Government Printing Office, 1993), Table J. how best to value these benefits. As Schmundt, Smolensky, and Stiefel (1975) have noted, the value that the recipients themselves place on some in-kind goods may be substantially less than the market price.
Transfers within families take many forms, however, and go both ways (in terms of age); however, they typically go to the less well-off family members (McGarry and Schoeni, 1997). They include the provision of (1) emergency money, loans, or services; (2) regular support over relatively long periods; (3) child care; (4) gifts; (5) food; and (6) shelter. " However, in his analysis of American intrafamily transfers based on data from the Michigan Panel Study of Income Dynamics, Morgan concludes that one finds relatively little help is given on a regular basis in the form of money.